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Personal Insurance

Protect What Matters Mostwith Personal Insurance

Safeguard your family's financial future with comprehensive personal insurance coverage tailored to your unique needs and circumstances.

Happy family with children playing in backyard, representing protection and security

ComprehensivePersonal Insurance Solutions

Comprehensive Protection

Personal insurance is your financial safety net, protecting you and your family from the unexpected. Whether it's illness, injury, or death, the right insurance coverage helps protect your family’s financial wellbeing when they need it most.

Our personal insurance service covers all types of protection including life insurance, income protection, trauma insurance, and total and permanent disability cover. We work with leading insurers to find the best coverage at competitive rates.

We understand that insurance can be complex and overwhelming. That's why we take the time to explain your options in plain English, helping you understand exactly what you're covered for and what you're not.

Our service doesn't end when you purchase a policy. We provide ongoing support including regular reviews, claims assistance, and updates as your life circumstances change. We’re here to help make sure your coverage remains suitable and affordable.

Insurance Types

Types of PersonalInsurance

Comprehensive protection for every aspect of your life

Income Protection

Replaces your income if you cannot work due to illness or injury

Up to 75% income replacement
Short and long-term options
Partial disability benefits
Rehabilitation support

TPD Insurance

Lump sum payment if you become totally and permanently disabled

Mortgage repayment
Home modifications
Medical expenses
Lifestyle maintenance

Life Insurance

Provides financial support for your family if you pass away.

Mortgage protection
Income replacement
Education funding
Debt coverage

Trauma Insurance

Lump sum payment upon diagnosis of specified critical illnesses

Cancer cover
Heart attack protection
Stroke coverage
Major surgery benefits
Our Services

Our Personal Insurance ServicesInclude

Complete insurance planning and ongoing support

Life insurance needs analysis and recommendations

Income protection insurance strategies

Total and permanent disability (TPD) cover

Trauma insurance for critical illness

Investment life insurance solutions

General insurance for home, car, and assets

Insurance through superannuation optimization

Regular policy reviews and updates

Claims assistance and support

Premium optimization strategies

Risk assessment and coverage analysis

Product comparison and selection

Our Process

Our Insurance PlanningProcess

A systematic approach to protecting your family

1

Risk Assessment

We evaluate your personal and financial situation to identify potential risks and insurance needs.

2

Needs Analysis

Calculate the appropriate level of cover needed to protect your family and lifestyle.

3

Product Comparison

Compare insurance products from multiple providers to find the best coverage at competitive rates.

4

Implementation

Help you apply for and secure the right insurance coverage with proper documentation.

5

Ongoing Review

Regular reviews ensure your coverage remains adequate as your life circumstances change.

Success Stories

InsuranceSuccess Stories

How our insurance planning has helped when it mattered most

"When I was diagnosed with cancer, my trauma insurance gave me the financial freedom to focus on recovery without worrying about bills. It was a lifesaver."

Amanda Foster

Teacher

"My income protection insurance has been paying my salary for 8 months after my workplace injury. I don't know how my family would have coped without it."

Michael Brown

Tradesman

FAQ

Personal Insurance Questions& Answers

Common questions about personal insurance protection

Ready to Get Protected?

Don't Wait Until It'sToo Late

Protect your family's financial future today. Get a free insurance needs assessment and discover how affordable comprehensive protection can be.

Free consultation • No obligation • Immediate quotes available

Planet Wealth Pty Ltd (ABN 99 137 467 362, ACN 137 467 362) as trustees for Planet Insurance and Financial Planning Unit Trust (ABN 15 757 194 605), is an Authorised Representative (Authorised Representative number 338805) and Credit Representative (Credit Representative number 393803) of Akumin Financial Planning Pty Limited